Our Checking Accounts
Utah Independent Bank is dedicated to offering competitive deposit products. At Utah Independent Bank, we strive to be forward and forthcoming with all of our products, you will not have mystery charges on your statement at the end of the month. We want our customers to feel like they are being offered a custom product to meet their needs.
Choose the Utah Independent Bank checking account that is best for you.
No-fee CheckingRegular CheckingNow AccountSuper Now AccountSenior CheckingStudent/Missionary CheckingBusiness Checking
No-fee Checking
- No service charges
- No balance requirements
- Opening deposit $100
- Unlimited check writing
- No teller transaction fees
- Check images online only
- Debit card upon approval
- Free internet banking
- Free Online Statements
- Free UIBillPay
- Free notary service
- Monthly Statement Mailed for a fee
Regular Checking
- No service fee with $200 daily balance in account
- $200 minimum balance required
- Opening deposit $200
- Unlimited check writing
- No teller transaction fees
- Check images returned with statement
- Debit card upon approval
- Check images online
- Free internet banking
- Free Online Statements
- Free UIBillPay
- Wallet UIB checks provided for 65 and older
- Free notary service
- Monthly Statement Mailed for a fee
Now Account
- No service fee with $500 daily balance in account
- Interest paid if balance is kept at $500 and above
- $500 minimum balance required
- Opening deposit $500
- Unlimited check writing
- No teller transaction fees
- Check images returned with statement
- Check images available online
- Debit card upon approval
- Free internet banking
- Free Online Statements
- Free UIBillPay
- Wallet UIB checks provided for 65 and older
- Free notary service
- Monthly Statement Mailed for a fee
Super Now Account
- $10,000 minimum balance required
- Interest paid if balance is kept at $10,000 and above
- Opening deposit $10,000
- Unlimited check writing
- No teller transaction fees
- Check images returned with statement
- Debit card upon approval
- Free internet banking
- Free Online Statements
- Free UIBillPay
- Wallet UIB checks provided for 65 and older
- Free notary service
- Monthly Statement Mailed for a fee
Senior Checking
- No service charges
- No balance requirements
- Opening deposit $100
- Unlimited check writing
- No teller transaction fees
- Check images online only
- Debit card upon approval
- Free internet banking
- Free Online Statements
- Free UIBillPay
- Free official checks
- Free notary service
- Monthly Statement Mailed for a fee
Student/Missionary Checking
- No service charges
- No balance requirements
- Opening deposit $100
- Unlimited check writing
- No teller transaction fees
- Check images online only
- Debit card upon approval
- Free internet banking
- Free Online Statements
- Free UIBillPay
- Free notary service
- Monthly Statement Mailed for a fee
Business Checking
- No service fee with $200 daily balance in account
- $200 minimum balance required
- Opening deposit $200
- Unlimited check writing
- No teller transaction fees
- Check images returned with statement
- Check images online
- Free internet banking
- Free Online Statements
- Bill pay $9.95 per month for 20 bills
- Free notary service
- Monthly Statement Mailed for a fee